Graphs I like: Income vs. Outgoings

One thing that the Gentleman loves and always has is a good graph!  
If a picture says a thousand words, then a graph says a thousand data points!  A good graph can summarise a lot of thought and allow you to understand something that is truly complex with just a few lines. Continue reading “Graphs I like: Income vs. Outgoings”

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Month End: November ’18 – assets and spending

Where has the year gone???  It’s almost bloody Christmas and there’s nothing but Christmas tunes in the shops – I’ve not seen the sun in week and it’s getting very very cold!!!

Well, at the end of the month it’s time to set some time aside and go over the Gentleman’s Family Finances and this November has been quite good, and after October it’s a welcome relief!
Continue reading “Month End: November ’18 – assets and spending”

What the hell is “Black Friday” and why you should avoid it?

Despite it not having been around only a few years ago, “Black Friday” is everywhere I look online and my email has been bombed by countless emails – you can’t help but notice it and if the pundits are correct, we’ll collectively be getting into more debt than ever to buy stuff we don’t need for people we don’t like.

Continue reading “What the hell is “Black Friday” and why you should avoid it?”

Month End: October ’18 – assets and spending

What a difference a month makes!!!

Whilst I was enjoying family bliss away from the world, the world was going to pot!  Stock markets were crashing and all sorts of scares were about.  I didn’t pay much attention to it, although  I did see it as a buying opportunity.  But mostly my focus was on family – but since you wouldn’t put a price on your kids, I’ll leave them out of the equation.  So, here’s how the month went for us: Continue reading “Month End: October ’18 – assets and spending”

House Hacking: AirBnB (part2)

Just a very quick update:

So far AirBnB is going well.  We’ve had a number of requests and had to decline people who wanted to stay.  A family wanted to stay for a week!  Which is a bit much.  We have a pair of French students staying here and another student coming next week as well. The AirBnB website is not perfect but it’s easy to get your money out and easy to use once you are used to it.

We are not taking the piss with our prices and we are listed at around £30 a night at the moment.  I don’t intend to run a hotel, so I think that we can up prices a bit to reduce demand but keep the net profit high.  It seems like easy money. 🙂

It’s a funny feeling to have paying guests.  My wife and I have both hosted/surfed with couchsurfing but this is a different relationship and more of a commercial relationship.

So far so good.

GFF