After receiving our bonus in work – lots talked about what they’d spend the money on and nobody talked about saving it. I’m sure that many did save it but it made me think.
Spending is social and saving is solitary – the wise GFF
Continue reading “Spending is Social and Saving is Solitary”
Something has been coming across my mind recently and it’s making me think more deeply about blogging – I blog to share my experiences and our journey towards Financial Independence. But more often now, I see the professional FIRE Lifestyle bloggers out in force and I’m afraid my humble bloggings just don’t compete.
Continue reading “Do as I say don’t do what I do”
“You’ve got to know when to hold’em, know when you fold’em” sang Kenny Rogers. Well, I’m thinking along those lines right now – what’s best for us and our future. But how do you construct a FIRE proof portfolio?
Fail to plan, you plan to fail!
GFF has a plan for the future and it’s all about managing cashflow now to build up a future FIRE income. Money comes and money goes – but you need to keep an eye to where it’s building up and what that means for the future. Continue reading “Steps in the Right Direction”
This weekend three great things happened. First of all an old friend came to visit. Secondly, GFF and the Lady are back on the Sauce and finally, another couple (or two) staying with us announced that they are expecting another baby. Continue reading “4 Drinking and a Baby”
I didn’t have enough time to think write a truly great reply but my thoughts are already quite succinct in this area.
You need a balance in your life to live it well – a combination of many factors that are all drowned out by modern working life. Continue reading “Saving Ninja Thought Experient#5 from GFF”
One of the mainstays of any savers toolkit is (ab)using the generosity of American Express. They have offers that are there to encourage you to spend and if done right can mean you get a nice bonus. Here’s how I saved over £130 or 10%! Continue reading “Sweet Nectar – money saving with AMEX”
Having a family can be a struggle – it means changes to all aspects of your life, and if you are like me then you realise that you just don’t have enough time to get everything done.
When it comes to family finances, it’s no different.
But with a little fore thought and planning you can make big gains. Here are 6 family friendly ideas that combined can save you thousands in tax. Continue reading “6 Family Friendly tax reduction ideas”
Just a quick update on the whole digital detox thing that I’m doing for Lent.
Basically, no phone after 5pm on weeks days I’m not working and that sort of includes the weekend. Continue reading “Digital Detox update: Going Cold Turkey”
The LISA or Lifetime ISA is a curiosity. It can either be used for fund a first time house purchase or as a defacto-pension. Pay up to £4,000 until you are up to 50 and you can acccess it from the age of 60.
Is it any good for FIREes? Here’s my case for.
