Month-end Accounts: Net Worth July 2018

With the end of month, comes the end of the summer – it seems.

It’s been a great month in terms of weather and also a good month in terms of finances.  Despite higher than normal spending due to a new wood burning stove being put in (and paid for), the Gentleman’s Family Finances are looking strong with a further marching on of our net worth to over 85% of Net Asset magic number.  However my FIRE  requirements are only at around 45% of target – due to having a lot of money tied up in the house and in SIPPs/LISAs/Pensions. Continue reading “Month-end Accounts: Net Worth July 2018”

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Geriatric Interest Only Mortgages

I just read that now older mortgage holders will be able to continually rent their home until around the time they move into an old folk’s home (or die).  Accordingly, Leeds’ Building Society has new INTEREST ONLY mortgages offered to borrowers aged 55 to 80.

Well – when your house could have earned more money than you have in your lifetime, why should you not just MEW be increase in price and continue the luxurious of mortgage usury? Continue reading “Geriatric Interest Only Mortgages”

Climate Change and Investment Risk

I was driving through the countryside this weekend and through the catchment area for one of my pet investments.  Rumbling bridge hydro.

I have had a soft spot for cooperative finance and I’ve been investing in Peer to Peer investments for over 10 years but a couple of years ago I came across this type of energy cooperative. Continue reading “Climate Change and Investment Risk”

Introduction to the Gentleman, the Family and the Finances

After a bit of thought, I have decided to start writing my own blog.  The main reason for doing so is that Mr RIT the excellent FI blogger that I’ve been reading (on and off) for over 10 years is at the next stage in his journey to FIRE and I thought there might be a gap in the market. Continue reading “Introduction to the Gentleman, the Family and the Finances”

Brief Intro

Hello and welcome,  this is a very brief introduction.  This blog is called Gentleman’s Family Finances and it’s all about how I manage my families finances with an eye to retire early at some point in the near future.

I am 36 years old and with a loving wife and wonderful son with a daughter on the way.  That combination of a son then a daughter is called a Gentleman’s Family and I’m pretty pleased it’s working out that way.

The main reason for the blog is to cover the gap left by Mr RIT and also to contribute to the growing FIRE scene in the UK but with an added focus that this is about a family and our finances.

Thanks.

GFF

The Journey Begins

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The Gentleman’s Family

Thanks for joining us!

I can’t really say that this blog which I started in July 2018 on my 36th birthday is the start of our journey towards Financial Independence, but it’s a start in sharing with the world. our journey.  I’ve been long impressed with other FIRE blogs and I wondered if I could write my own one. Continue reading “The Journey Begins”