Tipping for Financial Independence

I’m a penny-pinching miser but ever since Covid came along I’ve been getting more and more generous with tips. Is … More

Reasons to be Cheerful!

It’s a doom-fest out there with the Autumn Statement, everyone is saying how crap life is and how much worse … More

Month-End: October 22

A month of ups and downs. Visited amazing Wales, had a great Hallowe’en and even managed to remortgage at a … More