How to Survive a Bear Market Attack!

The cold winds of Autumn have put an end to our Summer of booming optimism.  Now, it’s coming to Winter and you should be on the look out for Bear Markets!  Instead of hibernating this year and letting us enjoy a Santa Rally, global warming has meant that they are awake, cranky and desperately hungry (for your money!)

But how to best survive a Bear Market Attack?  Find out more… Continue reading “How to Survive a Bear Market Attack!”

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Overdraft sad face: why spendthrifts are good for the economy and good for me

Just thinking about what I wrote yesterday and I think that I’ve been a bit unfair.  One of the things about time and money is that it’s nobody else’s business what you do with it – in some cases even if what you are doing is illegal, dangerous or just plain stupid; it’s your time and money and you can do what you like – just try not to inflict the negatives onto other people.  As someone who was on to this a long time ago said better “Private vice, public benefits”. Continue reading “Overdraft sad face: why spendthrifts are good for the economy and good for me”

Overdraft Sad Face: the embarrassment of riches

I read this article on the BBC which is all about the how spending money you don’t own is a recipe for disaster or to put it another way “Overdraft woes: ‘We were one bill away from disaster'”.  Since the general consensus in the UK is that you are not responsible for your own financial decisions, the nasty banks are making money out of hard working debt slaves families.

GFF sees this as a symptom of a much greater problem and one that deserves a bit of discussion

Continue reading “Overdraft Sad Face: the embarrassment of riches”

The Dangers of Double Counting

I’ve just uncovered a mistake in my Expenses Spreadsheet.  It tracks all of my Income, Outgoings, Assets, Liabilities and Transfers.  I’ve been keeping it in some form for 17 years and if I spent as much time as I have working on it, learning the piano, I’d be a maestro! Continue reading “The Dangers of Double Counting”

Stocks and Shares – more like Shocks and Scares?

This week has seen some pretty volatile movements in the stock markets.  I’ve not been paying much attention to the news but I’m sure it’s a combination of US sanctions, problems in the Middle East, blood letting FAANGs and new next financial crisis beginning.  It almost makes you take you eye off the Brexit shenanigans!

Continue reading “Stocks and Shares – more like Shocks and Scares?”

Month End: November ’18 – assets and spending

Where has the year gone???  It’s almost bloody Christmas and there’s nothing but Christmas tunes in the shops – I’ve not seen the sun in week and it’s getting very very cold!!!

Well, at the end of the month it’s time to set some time aside and go over the Gentleman’s Family Finances and this November has been quite good, and after October it’s a welcome relief!
Continue reading “Month End: November ’18 – assets and spending”

Places I hide my money: Abundance Investment

This is a post about one place where I put my money – Abundance Investment – it’s a good combination of renewable energy projects which means investing in a more ethical manner,  good returns on your investment and a hedge away from the ups and downs of the equity markets.  As Abundance put it “That’s people who want to invest for a rainy day, and would like to build a better world at the same time.” Continue reading “Places I hide my money: Abundance Investment”