The cold winds of Autumn have put an end to our Summer of booming optimism. Now, it’s coming to Winter and you should be on the look out for Bear Markets! Instead of hibernating this year and letting us enjoy a Santa Rally, global warming has meant that they are awake, cranky and desperately hungry (for your money!)
But how to best survive a Bear Market Attack? Find out more… Continue reading “How to Survive a Bear Market Attack!”
Just thinking about what I wrote yesterday and I think that I’ve been a bit unfair. One of the things about time and money is that it’s nobody else’s business what you do with it – in some cases even if what you are doing is illegal, dangerous or just plain stupid; it’s your time and money and you can do what you like – just try not to inflict the negatives onto other people. As someone who was on to this a long time ago said better “Private vice, public benefits”. Continue reading “Overdraft sad face: why spendthrifts are good for the economy and good for me”
I read this article on the BBC which is all about the how spending money you don’t own is a recipe for disaster or to put it another way “Overdraft woes: ‘We were one bill away from disaster'”. Since the general consensus in the UK is that you are not responsible for your own financial decisions, the nasty banks are making money out of hard working debt slaves families.
GFF sees this as a symptom of a much greater problem and one that deserves a bit of discussion
Continue reading “Overdraft Sad Face: the embarrassment of riches”
I’ve just uncovered a mistake in my Expenses Spreadsheet. It tracks all of my Income, Outgoings, Assets, Liabilities and Transfers. I’ve been keeping it in some form for 17 years and if I spent as much time as I have working on it, learning the piano, I’d be a maestro! Continue reading “The Dangers of Double Counting”
One thing that the Gentleman loves and always has is a good graph!
If a picture says a thousand words, then a graph says a thousand data points! A good graph can summarise a lot of thought and allow you to understand something that is truly complex with just a few lines. Continue reading “Graphs I like: Income vs. Outgoings”
After a cold, wet, windy and frustrating business trip to London last week, I got to come back home to my loving family. And who doesn’t want to give a stinking, stressed and near psychotic Gentleman a great big hug? Continue reading “How I Learned to Stop Worrying and Love the Calm”
Where has the year gone??? It’s almost bloody Christmas and there’s nothing but Christmas tunes in the shops – I’ve not seen the sun in week and it’s getting very very cold!!!
Well, at the end of the month it’s time to set some time aside and go over the Gentleman’s Family Finances and this November has been quite good, and after October it’s a welcome relief!
Continue reading “Month End: November ’18 – assets and spending”
I’m sitting here in Edinburgh airport waiting for my delayed flight to London City. Due to depart at 06:35, it’s been postponed and will now has an “Est. departure 09:35” – so much for my 09:30 meeting in the City.
This is a post about one place where I put my money – Abundance Investment – it’s a good combination of renewable energy projects which means investing in a more ethical manner, good returns on your investment and a hedge away from the ups and downs of the equity markets. As Abundance put it “That’s people who want to invest for a rainy day, and would like to build a better world at the same time.” Continue reading “Places I hide my money: Abundance Investment”
