Wow – after a whistle-stop trip to London this week I’m safely back home in Scotland. London is a bit of an enigma to me – both foreign and homely, safe and edgy, busy but peaceful, it’s a young city and it’s old and it’s a poor, sad place with sometimes real glimpses of wealth. Continue reading “Stories from London: Conspicuous Consumption”
Life’s not fair, even more so when it comes to money. If you are lucky to have money it means you can spend it but from a FIRE point of view, having money means you can make even more. Here’s just a few ways that having money can save you even more.
Ask yourself, how much money could you save if you just had more of it? Continue reading “6 Ways having money can save you loads of money”
reminder: for Lent, no phone at home between 5-9pm
There’s not much challenge in giving something up if it’s easy to do – and giving up your phone is pretty difficult! Continue reading “Lenten Pledge: Digital Detox – 2 weeks later”
After receiving our bonus in work – lots talked about what they’d spend the money on and nobody talked about saving it. I’m sure that many did save it but it made me think.
Spending is social and saving is solitary – the wise GFF
Something has been coming across my mind recently and it’s making me think more deeply about blogging – I blog to share my experiences and our journey towards Financial Independence. But more often now, I see the professional FIRE Lifestyle bloggers out in force and I’m afraid my humble bloggings just don’t compete.
Continue reading “Do as I say don’t do what I do”
“You’ve got to know when to hold’em, know when you fold’em” sang Kenny Rogers. Well, I’m thinking along those lines right now – what’s best for us and our future. But how do you construct a FIRE proof portfolio?
Fail to plan, you plan to fail!
GFF has a plan for the future and it’s all about managing cashflow now to build up a future FIRE income. Money comes and money goes – but you need to keep an eye to where it’s building up and what that means for the future. Continue reading “Steps in the Right Direction”
This weekend three great things happened. First of all an old friend came to visit. Secondly, GFF and the Lady are back on the Sauce and finally, another couple (or two) staying with us announced that they are expecting another baby. Continue reading “4 Drinking and a Baby”
I didn’t have enough time to think write a truly great reply but my thoughts are already quite succinct in this area.
You need a balance in your life to live it well – a combination of many factors that are all drowned out by modern working life. Continue reading “Saving Ninja Thought Experient#5 from GFF”
One of the mainstays of any savers toolkit is (ab)using the generosity of American Express. They have offers that are there to encourage you to spend and if done right can mean you get a nice bonus. Here’s how I saved over £130 or 10%! Continue reading “Sweet Nectar – money saving with AMEX”