Saving Ninja Thought Experient#5 from GFF

I didn’t have enough time to think write a truly great reply but my thoughts are already quite succinct in this area.

You need a balance in your life to live it well – a combination of many factors that are all drowned out by modern working life. Continue reading “Saving Ninja Thought Experient#5 from GFF”

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Early Redundancy: lessons from life’s veterans

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I was at an industry conference/exhibition this week and it was the usual mix of BD/Sales, time-wasters and giveaway hunting students.  But I had a good chat with one guy who really made me think about work and life.  He was made redundant in 2015 and despite not needing the money, was bored out of his mind and desperate to work again. Continue reading “Early Redundancy: lessons from life’s veterans”

Geoarbitrage: how to survive in London with less than a million quid in the bank!

This week I was in London and met up with the SavingNinja – and we had a nice chat and coffee around the Barbican.  Sometimes it takes you a few days and a bit of thinking to process what you hear from someone else.  What I was thinking about was how can you use a bit of geoarbitrage to work in London but still keep you expenses low – SavingNinja gave me a few lessons Continue reading “Geoarbitrage: how to survive in London with less than a million quid in the bank!”

Month-End accounts: December 2018

I decided to wait until the full end of the month before doing my month-end accounts.  I honestly couldn’t be bothered and it takes me maybe too long to do a good job and the analyse the results.  I’ll wait until the new year and then post.

Instead, GFF will be basking in the warm blow of a woodfire and the love and adoration of his Gentleman’s Family.

It’s a good time for me to think less about money and more about what’s important in life.  Remove distractions from life and focus on what’s truly important – and that would be eating mince pies and drinking coffee all day. 🙂

 

Have a good Christmas everyone!

Thanks, GFF

How to Survive a Bear Market Attack!

The cold winds of Autumn have put an end to our Summer of booming optimism.  Now, it’s coming to Winter and you should be on the look out for Bear Markets!  Instead of hibernating this year and letting us enjoy a Santa Rally, global warming has meant that they are awake, cranky and desperately hungry (for your money!)

But how to best survive a Bear Market Attack?  Find out more… Continue reading “How to Survive a Bear Market Attack!”

Overdraft sad face: why spendthrifts are good for the economy and good for me

Just thinking about what I wrote yesterday and I think that I’ve been a bit unfair.  One of the things about time and money is that it’s nobody else’s business what you do with it – in some cases even if what you are doing is illegal, dangerous or just plain stupid; it’s your time and money and you can do what you like – just try not to inflict the negatives onto other people.  As someone who was on to this a long time ago said better “Private vice, public benefits”. Continue reading “Overdraft sad face: why spendthrifts are good for the economy and good for me”

Overdraft Sad Face: the embarrassment of riches

I read this article on the BBC which is all about the how spending money you don’t own is a recipe for disaster or to put it another way “Overdraft woes: ‘We were one bill away from disaster'”.  Since the general consensus in the UK is that you are not responsible for your own financial decisions, the nasty banks are making money out of hard working debt slaves families.

GFF sees this as a symptom of a much greater problem and one that deserves a bit of discussion

Continue reading “Overdraft Sad Face: the embarrassment of riches”

The Dangers of Double Counting

I’ve just uncovered a mistake in my Expenses Spreadsheet.  It tracks all of my Income, Outgoings, Assets, Liabilities and Transfers.  I’ve been keeping it in some form for 17 years and if I spent as much time as I have working on it, learning the piano, I’d be a maestro! Continue reading “The Dangers of Double Counting”