Ok, ok I’m a day late but I thought I would quickly share some thoughts on Financial Independence Awareness Day. The 25th of April (or April the 25th – 425) represents the 4% SWR and 25 times annual income needed to become FI. Introduced by GetRichQuickish it’s an awareness day and here’s what FI means to me Continue reading “Happy Financial Independence Awareness Day – 25th April”
I am a fan of P2P lending and I’ve been investing for over a decade – through the good times, the bad times and the ugly times. It’s a good way to turbocharge your investments with high rates of return – but watch out you don’t ignore a golden rule of investing – where there’s returns there’s risk! Continue reading “Funding Circle Income Fund to wind-down”
If you are like me, you’ve probably spent a fortune on trading fees over the years. You don’t always see it but they are there. Now some fee-free platforms are available to UK investors. Continue reading “FIRE the Fees: free share trading coming to the UK (Trading 212 & FreeTrade)”
I didn’t have enough time to think write a truly great reply but my thoughts are already quite succinct in this area.
You need a balance in your life to live it well – a combination of many factors that are all drowned out by modern working life. Continue reading “Saving Ninja Thought Experient#5 from GFF”
I was at an industry conference/exhibition this week and it was the usual mix of BD/Sales, time-wasters and giveaway hunting students. But I had a good chat with one guy who really made me think about work and life. He was made redundant in 2015 and despite not needing the money, was bored out of his mind and desperate to work again. Continue reading “Early Redundancy: lessons from life’s veterans”
The Winter is upon us and I am sitting here in our upstairs lounge (we call it the fridge) working on my accounts and January is all wrapped up nicely for us
This week I was in London and met up with the SavingNinja – and we had a nice chat and coffee around the Barbican. Sometimes it takes you a few days and a bit of thinking to process what you hear from someone else. What I was thinking about was how can you use a bit of geoarbitrage to work in London but still keep you expenses low – SavingNinja gave me a few lessons Continue reading “Geoarbitrage: how to survive in London with less than a million quid in the bank!”
So December is been and gone and it’s now 2019.
The market gods looked unfavourably on us all this December with stock markets hitting lows. My net worth was down about 1.3% which might not sound like a lot but it feels like a lot to me, it is over £10,000 after all! Continue reading “Month-End accounts: December 2018 (2)”
I decided to wait until the full end of the month before doing my month-end accounts. I honestly couldn’t be bothered and it takes me maybe too long to do a good job and the analyse the results. I’ll wait until the new year and then post.
Instead, GFF will be basking in the warm blow of a woodfire and the love and adoration of his Gentleman’s Family.
It’s a good time for me to think less about money and more about what’s important in life. Remove distractions from life and focus on what’s truly important – and that would be eating mince pies and drinking coffee all day. 🙂
Have a good Christmas everyone!
The cold winds of Autumn have put an end to our Summer of booming optimism. Now, it’s coming to Winter and you should be on the look out for Bear Markets! Instead of hibernating this year and letting us enjoy a Santa Rally, global warming has meant that they are awake, cranky and desperately hungry (for your money!)
But how to best survive a Bear Market Attack? Find out more… Continue reading “How to Survive a Bear Market Attack!”