Cashback success: saving 30%/£100 on car insurance

Here’s how I saved over £100 on our car insurance. Think of it as a humble brag but it’s something that you can do too and start saving your own money! Continue reading “Cashback success: saving 30%/£100 on car insurance”

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Jet-setting childhood expectations: are parents setting their kids up for disappointment?

I was at the airport a few weeks ago and got to see hoards of school kids jetting off for their Easter holidays. Some were with full school club regalia. What happened to uncomfortable coach trips to local educational history parks? Nowadays school trips tend to be to anywhere. I saw one school group with matching hoodies going on a water polo trip to Norway, a Danish school trip to play hockey in Scotland and of course, lots of ski trips from the UK to the Alps.

Come on kids – it’s not like there’s skiing in Scotland? Continue reading “Jet-setting childhood expectations: are parents setting their kids up for disappointment?”

Stories from London: Conspicuous Consumption

Wow – after a whistle-stop trip to London this week I’m safely back home in Scotland.  London is a bit of an enigma to me – both foreign and homely, safe and edgy, busy but peaceful, it’s a young city and it’s old and it’s a poor, sad place with sometimes real glimpses of wealth. Continue reading “Stories from London: Conspicuous Consumption”

Fire & Ice: the cost of family holidays

Last weekend, the Lady and I were sitting at home enjoying a quiet Saturday morning after the busy Christmas and New Year holidays.  It’s one of the favourite times for me, when there’s a bit of peace and quiet and no need to rush off somewhere.

I hear the postman drop off the mail and in the bundle of bills and letters was a lovely glossy brochure for family ski holidays for 2020.  And like a fool I opened it and proceeded to have a look with the Lady.  We can’t ski this year with the Little Lady being so young, but we can always go in 2020 and before that we can dream… Continue reading “Fire & Ice: the cost of family holidays”

Putting things in Perspective

This week I was down in London for work, my first business trip since a the start of September.  It was an action packed two days and it really put me in a position to reflect on what life is about, what I’m doing and how important a good night sleep can be when you have a 6 week old at home who cries all night.

I also met Alvar from Financial Independence Europe which was a hoot!

Continue reading “Putting things in Perspective”

House Hacking: AirBnB (part2)

Just a very quick update:

So far AirBnB is going well.  We’ve had a number of requests and had to decline people who wanted to stay.  A family wanted to stay for a week!  Which is a bit much.  We have a pair of French students staying here and another student coming next week as well. The AirBnB website is not perfect but it’s easy to get your money out and easy to use once you are used to it.

We are not taking the piss with our prices and we are listed at around £30 a night at the moment.  I don’t intend to run a hotel, so I think that we can up prices a bit to reduce demand but keep the net profit high.  It seems like easy money. 🙂

It’s a funny feeling to have paying guests.  My wife and I have both hosted/surfed with couchsurfing but this is a different relationship and more of a commercial relationship.

So far so good.

GFF