I overheard a colleague today talking about the repair bill for his car “I’ve just paid off the holiday and this comes out of the blue! I cannae believe it”. Continue reading “There’s no such think as an out of the blue bill”
Here is a review of my 12 year experiment with Zopa; the good, the bad an the ugly. Continue reading “A 12 year review of Zopa”
May 2019 might be remembered for a number of things; the end of Mother Thersea, the Brexit Party and LibDems triumphing but it’s been a good time for GFF overall. We’ve had some great adventures at home and some away and our spending has never been lower.
My main thoughts have been towards FIRE / career break. I’ve maybe slacked off in work a bit but I’m still mentally engaged – which means work consumes a lot of my mind. It’s hard to be free when you are bought and sold in the marketplace.
“April come she will” sang Simon and Garfunkel and now it’s gone. The tax year is over and time for another month-end accounts update and things are looking better. Headlines are that spending is down, assets are up and tax has been sorted.
Should auld taxes be forgot, and ne’er brought tae mind?
Should auld taxes be forgot, and auld lang syne?
So sang Rabbie Burns (with a name like that he’d be a big fan of FIRE for sure)
Many Happy Tax Returns everyone!
Continue reading “Happy New Tax Year everyone!”
If you are like me, you’ve probably spent a fortune on trading fees over the years. You don’t always see it but they are there. Now some fee-free platforms are available to UK investors. Continue reading “FIRE the Fees: free share trading coming to the UK (Trading 212 & FreeTrade)”
Q1 is been and gone. GFF is looking firmly footed and things are falling into place.
Wow – after a whistle-stop trip to London this week I’m safely back home in Scotland. London is a bit of an enigma to me – both foreign and homely, safe and edgy, busy but peaceful, it’s a young city and it’s old and it’s a poor, sad place with sometimes real glimpses of wealth. Continue reading “Stories from London: Conspicuous Consumption”
Life’s not fair, even more so when it comes to money. If you are lucky to have money it means you can spend it but from a FIRE point of view, having money means you can make even more. Here’s just a few ways that having money can save you even more.
Ask yourself, how much money could you save if you just had more of it? Continue reading “6 Ways having money can save you loads of money”
After receiving our bonus in work – lots talked about what they’d spend the money on and nobody talked about saving it. I’m sure that many did save it but it made me think.
Spending is social and saving is solitary – the wise GFF