Where has the year gone??? It’s almost bloody Christmas and there’s nothing but Christmas tunes in the shops – I’ve not seen the sun in week and it’s getting very very cold!!!
Well, at the end of the month it’s time to set some time aside and go over the Gentleman’s Family Finances and this November has been quite good, and after October it’s a welcome relief!
Continue reading “Month End: November ’18 – assets and spending”
I’ve recently had a look at our family finances and I’ve become increasingly concerned with the high level of family spending and high levels of retirement saving – including workplace pensions & the LISA. Continue reading “Pay less into your pension to retire early!”
Another month is over and I’ve had a few minutes on a Sunday morning to work out how things have gone for the month. Things are looking ok but could do better. Continue reading “Month End: October ’18 – assets and spending”
The government has today announced a roll out of a scheme called Help to Save. Only open to those lucky enough to be in working tax credit or universal credit. Continue reading “New Government Ideas: Help to Save”
How should you fund Early Retirement? Save after-tax money now or put it in a pension to be accessed when you are 58+ with tax advantages? It’s a tough choice and one that I’m struggling with. Continue reading “FIRE vs. Pension”
Link I read this yesterday and I was very surprised. Apparently, the LISA might be scrapped because the Treasury Committee says they are ‘complex and offer perverse incentives”. Continue reading “Lifetime ISAs – the best thing that shouldn’t exist”