There’s no such think as an out of the blue bill

I overheard a colleague today talking about the repair bill for his car “I’ve just paid off the holiday and this comes out of the blue! I cannae believe it”.  Continue reading “There’s no such think as an out of the blue bill”

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Month-End Accounts: May 2019

May 2019 might be remembered for a number of things; the end of Mother Thersea, the Brexit Party and LibDems triumphing but it’s been a good time for GFF overall. We’ve had some great adventures at home and some away and our spending has never been lower.

My main thoughts have been towards FIRE / career break. I’ve maybe slacked off in work a bit but I’m still mentally engaged – which means work consumes a lot of my mind. It’s hard to be free when you are bought and sold in the marketplace.

Continue reading “Month-End Accounts: May 2019”

Jet-setting childhood expectations: are parents setting their kids up for disappointment?

I was at the airport a few weeks ago and got to see hoards of school kids jetting off for their Easter holidays. Some were with full school club regalia. What happened to uncomfortable coach trips to local educational history parks? Nowadays school trips tend to be to anywhere. I saw one school group with matching hoodies going on a water polo trip to Norway, a Danish school trip to play hockey in Scotland and of course, lots of ski trips from the UK to the Alps.

Come on kids – it’s not like there’s skiing in Scotland? Continue reading “Jet-setting childhood expectations: are parents setting their kids up for disappointment?”

Happy Financial Independence Awareness Day – 25th April

Ok, ok I’m a day late but I thought I would quickly share some thoughts on Financial Independence Awareness Day. The 25th of April  (or April the 25th – 425) represents the 4% SWR and 25 times annual income needed to become FI. Introduced by GetRichQuickish it’s an awareness day and here’s what FI means to me Continue reading “Happy Financial Independence Awareness Day – 25th April”

I’m a Millionaire (but don’t look it) part 1

I’ve just had a very rough quote for a transfer out of my defined benefit final salary pension and if I were to accept it, we’d be pushed into the ranks of millionaires!

The thing is that I just don’t look like a millionaire, spend like a millionaire and I definitely don’t look like a millionaire. So what’s that all about then?

Read part 2 here Continue reading “I’m a Millionaire (but don’t look it) part 1”

What I learnt from my Dad’s early retirement (aged 60) Part 1

For many, FIRE is a bit of a strange concept- a theoretical crossing of one line (passive income) and another (living expenses) and then you just “retire early” – well, I have a case study to follow and that is my Dad’s.

See part 2 and part 3: Continue reading “What I learnt from my Dad’s early retirement (aged 60) Part 1”

Don’t count your beer barrels before they brews

If you are interested in investing in a successful beer company, the one that GFF has a few shares in is raising money right now.  What does this mean for our finances?  Well the selling price now at £25/share is £10 a share more than what you could have bought for at the recent (poorly participated) trading day.
Continue reading “Don’t count your beer barrels before they brews”