I’ve recently had a look at our family finances and I’ve become increasingly concerned with the high level of family spending and high levels of retirement saving – including workplace pensions & the LISA. Continue reading “Pay less into your pension to retire early!”
Another month is over and I’ve had a few minutes on a Sunday morning to work out how things have gone for the month. Things are looking ok but could do better. Continue reading “Month End: October ’18 – assets and spending”
The government has today announced a roll out of a scheme called Help to Save. Only open to those lucky enough to be in working tax credit or universal credit. Continue reading “New Government Ideas: Help to Save”
How should you fund Early Retirement? Save after-tax money now or put it in a pension to be accessed when you are 58+ with tax advantages? It’s a tough choice and one that I’m struggling with. Continue reading “FIRE vs. Pension”
Another month is over, so here are my accounts for the month. Continue reading “Month-end Accounts: Net Worth August 2018”
Diversification is not keeping all your eggs in one basket. But how many baskets is enough in the world of P2P? At what point does diversification become diworsification? Continue reading “P2P lending: diversifiction / diworseification”
