I overheard a colleague today talking about the repair bill for his car “I’ve just paid off the holiday and this comes out of the blue! I cannae believe it”. Continue reading “There’s no such think as an out of the blue bill”
We’ve just booked our ski holiday for 2020 at a cost of £2,600. How does this stack up as far as frugality goes? Continue reading “Ski holiday 2020 booked! FIRE & Snow”
Following on from two previous posts (1) (2) I’m glad to say that I was able to secure 100% of what I applied for. Continue reading “Green Money: Greencoat UK Wind: Share offer SUCCESS!”
May 2019 might be remembered for a number of things; the end of Mother Thersea, the Brexit Party and LibDems triumphing but it’s been a good time for GFF overall. We’ve had some great adventures at home and some away and our spending has never been lower.
My main thoughts have been towards FIRE / career break. I’ve maybe slacked off in work a bit but I’m still mentally engaged – which means work consumes a lot of my mind. It’s hard to be free when you are bought and sold in the marketplace.
When you think about where to invest your money, you should consider carefully where you money is going and what it is doing. One company that I invest in is Greencoat UK Wind (UKW) the £1.6+ billion investment trust which holds a range of wind assets in the UK and abroad. If you share my concerns about the climate emergency then you should consider Greencoat as an investment. Continue reading “Green Money: Greencoat UK Wind: Share offer – May 2019”
“April come she will” sang Simon and Garfunkel and now it’s gone. The tax year is over and time for another month-end accounts update and things are looking better. Headlines are that spending is down, assets are up and tax has been sorted.
Following on from part 1, no how with an old final-salary pension I’m now a millionaire but don’t live the millionaire lifestyle. Continue reading “I’m a Millionaire (but don’t look it) part 2”
Ok, ok I’m a day late but I thought I would quickly share some thoughts on Financial Independence Awareness Day. The 25th of April (or April the 25th – 425) represents the 4% SWR and 25 times annual income needed to become FI. Introduced by GetRichQuickish it’s an awareness day and here’s what FI means to me Continue reading “Happy Financial Independence Awareness Day – 25th April”
I’ve just had a very rough quote for a transfer out of my defined benefit final salary pension and if I were to accept it, we’d be pushed into the ranks of millionaires!
The thing is that I just don’t look like a millionaire, spend like a millionaire and I definitely don’t look like a millionaire. So what’s that all about then?
For many, FIRE is a bit of a strange concept- a theoretical crossing of one line (passive income) and another (living expenses) and then you just “retire early” – well, I have a case study to follow and that is my Dad’s.