Graphs I like: Income vs. Outgoings

One thing that the Gentleman loves and always has is a good graph!  
If a picture says a thousand words, then a graph says a thousand data points!  A good graph can summarise a lot of thought and allow you to understand something that is truly complex with just a few lines. Continue reading “Graphs I like: Income vs. Outgoings”

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Stocks and Shares – more like Shocks and Scares?

This week has seen some pretty volatile movements in the stock markets.  I’ve not been paying much attention to the news but I’m sure it’s a combination of US sanctions, problems in the Middle East, blood letting FAANGs and new next financial crisis beginning.  It almost makes you take you eye off the Brexit shenanigans!

Continue reading “Stocks and Shares – more like Shocks and Scares?”

Month End: November ’18 – assets and spending

Where has the year gone???  It’s almost bloody Christmas and there’s nothing but Christmas tunes in the shops – I’ve not seen the sun in week and it’s getting very very cold!!!

Well, at the end of the month it’s time to set some time aside and go over the Gentleman’s Family Finances and this November has been quite good, and after October it’s a welcome relief!
Continue reading “Month End: November ’18 – assets and spending”

Places I hide my money: Abundance Investment

This is a post about one place where I put my money – Abundance Investment – it’s a good combination of renewable energy projects which means investing in a more ethical manner,  good returns on your investment and a hedge away from the ups and downs of the equity markets.  As Abundance put it “That’s people who want to invest for a rainy day, and would like to build a better world at the same time.” Continue reading “Places I hide my money: Abundance Investment”

Putting things in Perspective

This week I was down in London for work, my first business trip since a the start of September.  It was an action packed two days and it really put me in a position to reflect on what life is about, what I’m doing and how important a good night sleep can be when you have a 6 week old at home who cries all night.

I also met Alvar from Financial Independence Europe which was a hoot!

Continue reading “Putting things in Perspective”

If you don’t work, what would get you up in the morning?

In my 4 weeks off work, I began to realise that by having a “normal” 9-5 job, I was forcing myself to get up much earlier than I would naturally want to and go spend the best hours of the day in the office, before coming home exhausted and going to bed early to make the process the next day less miserable!

But for 4 weeks, I had the freedom to (more or less) wake up when I liked and to go to bed when I liked.  And it’s clear that I am a night owl!

My question is this: If you didn’t have to get up for work tomorrow, what would you do with the time? Continue reading “If you don’t work, what would get you up in the morning?”

Month End: October ’18 – assets and spending

What a difference a month makes!!!

Whilst I was enjoying family bliss away from the world, the world was going to pot!  Stock markets were crashing and all sorts of scares were about.  I didn’t pay much attention to it, although  I did see it as a buying opportunity.  But mostly my focus was on family – but since you wouldn’t put a price on your kids, I’ll leave them out of the equation.  So, here’s how the month went for us: Continue reading “Month End: October ’18 – assets and spending”