There’s no such think as an out of the blue bill

I overheard a colleague today talking about the repair bill for his car “I’ve just paid off the holiday and this comes out of the blue! I cannae believe it”.  Continue reading “There’s no such think as an out of the blue bill”

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Booze and Babies

One of the agreements that my good Lady wife and I had before deciding to have kids was that if she wasn’t drinking during the pregnancy then neither was I. A Faustian 6-pack you could say – babies really change your life (even if you are just the sperm donor) but since men have the easier job in the whole baby making process, it seemed fair. Continue reading “Booze and Babies”

FIRE Health: the Diabetes epidemic

GFF is not a fan of fad diets and overly healthy living but I was very worried by something that I read today that in Northern Ireland diabetes cases are up 70% in 12 years and now affects about 5% of the population there.  It’s the same everywhere and there’s not much point in Financial Independence if you have Insulin Dependence! Continue reading “FIRE Health: the Diabetes epidemic”

Stories from London: Conspicuous Consumption

Wow – after a whistle-stop trip to London this week I’m safely back home in Scotland.  London is a bit of an enigma to me – both foreign and homely, safe and edgy, busy but peaceful, it’s a young city and it’s old and it’s a poor, sad place with sometimes real glimpses of wealth. Continue reading “Stories from London: Conspicuous Consumption”

Do as I say don’t do what I do

Something has been coming across my mind recently and it’s making me think more deeply about blogging – I blog to share my experiences and our journey towards Financial Independence.  But more often now, I see the professional FIRE Lifestyle bloggers out in force and I’m afraid my humble bloggings just don’t compete.
Continue reading “Do as I say don’t do what I do”

House Price Inflation: friend or foe?

There are two topics of conversation that gets (British) people talking and that’s the weather, house prices and Brexit.  I’ll leave the former and the latter for another day.

So, we are mad obsessed with house prices, but are rising house prices a friend or foe?   Continue reading “House Price Inflation: friend or foe?”

What the hell is “Black Friday” and why you should avoid it?

Despite it not having been around only a few years ago, “Black Friday” is everywhere I look online and my email has been bombed by countless emails – you can’t help but notice it and if the pundits are correct, we’ll collectively be getting into more debt than ever to buy stuff we don’t need for people we don’t like.

Continue reading “What the hell is “Black Friday” and why you should avoid it?”