Should auld taxes be forgot, and ne’er brought tae mind?
Should auld taxes be forgot, and auld lang syne?
So sang Rabbie Burns (with a name like that he’d be a big fan of FIRE for sure)
Many Happy Tax Returns everyone!
Continue reading “Happy New Tax Year everyone!”
Q1 is been and gone. GFF is looking firmly footed and things are falling into place.
Continue reading “Month-End Accounts: March 2019”
Life’s not fair, even more so when it comes to money. If you are lucky to have money it means you can spend it but from a FIRE point of view, having money means you can make even more. Here’s just a few ways that having money can save you even more.
Ask yourself, how much money could you save if you just had more of it? Continue reading “6 Ways having money can save you loads of money”
Fail to plan, you plan to fail!
GFF has a plan for the future and it’s all about managing cashflow now to build up a future FIRE income. Money comes and money goes – but you need to keep an eye to where it’s building up and what that means for the future. Continue reading “Steps in the Right Direction”
One of the mainstays of any savers toolkit is (ab)using the generosity of American Express. They have offers that are there to encourage you to spend and if done right can mean you get a nice bonus. Here’s how I saved over £130 or 10%! Continue reading “Sweet Nectar – money saving with AMEX”
Having a family can be a struggle – it means changes to all aspects of your life, and if you are like me then you realise that you just don’t have enough time to get everything done.
When it comes to family finances, it’s no different.
But with a little fore thought and planning you can make big gains. Here are 6 family friendly ideas that combined can save you thousands in tax. Continue reading “6 Family Friendly tax reduction ideas”
The LISA or Lifetime ISA is a curiosity. It can either be used for fund a first time house purchase or as a defacto-pension. Pay up to £4,000 until you are up to 50 and you can acccess it from the age of 60.
Is it any good for FIREes? Here’s my case for.
Continue reading “A FIRE argument for the LISA”
In theory, February should have the lowest spending of the whole year since there is only 28 days (most of the time) but life’s not as simple as that and our frugalness went a bit backwards last month with higher spending but still saving money.
It was a good month for the family and we even got a bit of a working holiday on the cheap out of it!
Continue reading “Month-end Accounts: February 2019”
I read this article on the BBC which is all about the how spending money you don’t own is a recipe for disaster or to put it another way “Overdraft woes: ‘We were one bill away from disaster'”. Since the general consensus in the UK is that you are not responsible for your own financial decisions, the nasty banks are making money out of hard working
debt slaves families.
GFF sees this as a symptom of a much greater problem and one that deserves a bit of discussion
Continue reading “Overdraft Sad Face: the embarrassment of riches”
One thing that the Gentleman loves and always has is a good graph!
If a picture says a thousand words, then a graph says a thousand data points! A good graph can summarise a lot of thought and allow you to understand something that is truly complex with just a few lines. Continue reading “Graphs I like: Income vs. Outgoings”